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Liquidity from your Bitcoin without selling it

Two ways to get cash while keeping your exposure to Bitcoin. One for companies, one for individuals.

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Loans

Pick the right path

for companies

Business Loan

For companies. Borrow EUR, CZK or PLN against your company's Bitcoin at a fixed rate, keep your position, repay and reclaim. A regulated, documented loan your accountant and legal team can work with.

from 10.5% p.a. · 50% LTV · from €4,000 · non-recourse

Explore Business Loans for individuals

Personal Loan

For individuals. Sell part of your Bitcoin for EUR, CZK or PLN with the right to buy it back at a fixed price. No debt, no income check, no repayments — the buyback is your choice, not an obligation.

up to 50% of value · fixed buyback price · 1–36 months · no debt

Explore Personal Loans
Friends sharing the Invity app

Refer a friend. You both get €4 in Bitcoin and lower fees for life.

Give friends a lifetime 10% discount on service fees, you earn 33% of that fee. And when a friend completes 3 buys with any strategy, you both earn €4.

Learn how it works

Start, build, and preserve your Bitcoin wealth

Download Invity today & take control of your financial future.

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From the blog

What's happening on the Invity blog

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Newsletter

August | Newsletter

Bitcoin jumps 25% in a week as debt buybacks, short liquidations and thin supply collide, SEPA QR codes and haptic feedback land in the app, Auto Send explained, and where to meet Invity this autumn.

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Bitcoin

When will the bear market end? And how not to let emotions take over.

The strong bear market brings plenty of uncomfortable emotions with it. Worry about the price, worry about your investment. These worries are natural, and they come back every four years.

Read more →

Bitcoin

The Coldcard case: why how your seed is created really matters

A firmware bug in Coldcard wallets weakened the randomness used to generate private keys, allowing hackers to work out those keys from a public address. How is this possible, and why does strong randomness matter so much here?

Read more →

Learn with Invity

Level up your Bitcoin knowledge

Resources for first-time buyers and long-time stackers. No hype, no price calls — frameworks and clear thinking.

Invity eBook

Broken Money and the Way Out

A 50-page guide to why money is broken — and what comes next. Free.

Read sample

Invity Academy

Get smarter about Bitcoin

Bite-sized lessons, quizzes, and real-world frameworks inside the app.

By Visiting Academy, you agree to receive marketing and product emails from us. Unsubscribe anytime. See our Privacy policy.

Frequently asked questions

FAQ

Is Invity licensed and regulated?
Yes. Invity Finance s.r.o. operates under EU financial licensing with full MiCA compliance. Your activity is protected by the same rules as any regulated financial service in the European Union.
How is Invity different from an exchange?
Invity is not a trading venue. It is an accumulation-first app designed to make buying, holding, and moving Bitcoin effortless. There are no altcoins, no leveraged products, no trading pairs — just clean flows for Bitcoin.
Who holds my Bitcoin?
You choose. Your balance is held by a regulated institutional custodian, segregated from Invity's operating funds. You can withdraw to your own hardware wallet or any Bitcoin address at any time. You can also set our Auto Send function to any address when your stack in the Invity App reaches a certain amount.
What fees does Invity charge?
Invity uses transparent per-transaction fees displayed before you confirm any purchase. There are no monthly subscriptions.
What is Turbo Buy?
Turbo Buy adds 60% extra buying power to every recurring buy. You pay a fee only on the extra. Your stack secures it — there's no debt and you can never go negative. The only Bitcoin at risk is what's inside the plan.
Which countries are supported?
Invity is available to residents of the European Economic Area as per the MiCA licence. The current list is displayed during sign-up.
Can businesses use Invity?
Yes. We offer business accounts for companies that want to hold Bitcoin on their balance sheet or offer Bitcoin-related services to their customers. See the Business Accounts page for details.
How do I contact support?
You can reach us via in-app chat or email. Support is provided by real people based in Prague, typically during European business hours.
How can I close my account?
Open the Invity App and go to Settings → My account → Delete account. If anything is bothering you, talk to us first via Settings → Contact support — we'd rather fix it than see you go.